WHEN WILL I QUALIFY FOR A MORTGAGE AFTER A SHORT SALE, FORECLOSURE, OR BANKRUPTCY?

The Waiting Period to Qualify for a Home Mortgage after a Short Sale, Foreclosure or Bankruptcy

Harp Loans no longer require a waiting period of short sale, bk, or foreclosure.

You must wait 4 years after short sale to qualify for Fannie Mae and Freddie Mac.

Reggie Green / Branch Manager at Fairway Independent Mortgage Corporation

480-206-5577  /  reggie.green@fairwaymc.com

NMLS #229993,  AZ – BK 0913980,  Fairway NMLS:   2289,  Equal Housing Lender. 

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The Waiting Period to Qualify for a Home Mortgage after a Short Sale, Foreclosure or Bankruptcy

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