California interest rates

WEEKLY RATE – Interest Rates Trending Up Going into 2016

WEEKLY RATE – Interest Rates Trending Up Going into 2016

December 2015

After some improvement in mortgage rates after the FED announcement, rates have begun to trend up.

The Mortgage Backed Security (MBS) market closed last week down – 24 bps and is trading down -18 bps this week.

Currently interest rate pricing is close to the highest levels since July of 2015 and most analysts believe mortgage interest rates will rise in 2016.

Have a Happy and Safe New Years!!

For a free email mortgage quote, please answer questions on the right or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates. Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:      4.125% – .73 points (4.27% APR),       4.25% – 0 points (4.29% APR)
20 year fixed:       4.0% – .46 points (4.1 % APR),       4.125% – 0 points (4.16% APR)
15 year fixed:       3.375 % – .84 points (3.54% APR),        3.625% – 0 points (3.67% APR)
10 year fixed:       3.25% – .93 points (3.43% APR),        3.5% – 0 points (3.52% APR)
5/1 ARM:       3.5% – 1 point (3.7% APR),        4.125% – 0 points (4.17% APR)
7/1 ARM:       3.625% – .99 points (3.83% APR),        4.125% – 0 points (4.15% APR)
30 year fixed FHA:       3.75% – .48 points (4.54% APR),        3.875% – 0 points (4.57% APR)
15 year fixed FHA:       3.375% – .7 points (3.81% APR),       3.625% – 0 points (3.82% APR)
30 year fixed VA:       3.75% – .73 points (3.89% APR),       4.0% – 0 points (4.04% APR)

Today's Interest Rates - December 29th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia. Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. December 29th 2015 30 year fixed rates, December 30th 2015 30 year fixed rates, December 31st 2015 30 year fixed rates, January 1st 2015 30 year fixed rates, January 2nd 2015 30 year fixed rates, January 3rd 2015 30 year fixed rates, January 4th 2015 30 year fixed rates.

WEEKLY RATE – Interest Rates Trending Up Going into 2016

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Interest Rates Hit 3 Month Lows

Interest Rates Hit 3 Month Lows

August 2015

Interest rates had a great week last week pushing interest rates to their lowest levels in 3 months. The Mortgage Backed Security (MBS) market closed + 73 bps and closed higher every day except Tuesday.

30 year fixed rates are now available at 3.75% paying .93 points (3.93% APR), and 3.99% paying 0 points (4.04% APR). 15 year fixed rates are now available at 2.99% paying 1 point (3.19% APR), and 3.25% paying 0 points (3.29% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

The Stock market dropped a ton at the end of the week which typically pushes investments into treasuries and mortgage backed securities – helping to push interest rate pricing lower. The FED minutes from their last meeting was also released and the Federal Open Market Committee is split on if to raise the Federal Fund rates right now or later. They are ready to raise it, but some members would like a bit more stability in job growth before doing so.

Expect high volatility in rate pricing this week with the large fluctuations in the stock market.

For a free email mortgage quote, please answer questions on the right or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates. Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:      3.75% – .93 points (3.93% APR),        3.99% – 0 points (4.04% APR)

20 year fixed:       3.5% – .81 points (3.66% APR),        3.625% – 0 points (3.67% APR)

15 year fixed:       2.99% – 1 point (3.19% APR),       3.25% – 0 points (3.29% APR)

10 year fixed:        2.75% – .74 points (2.89% APR),        3.0% – 0 points (3.04% APR)

5/1 ARM:       3.0% – .72 points (3.144% APR),        3.25% – 0 points (3.28% APR)

7/1 ARM:       3.125% – .98 points (3.32% APR),        3.5% – 0 points (3.54% APR)

30 year fixed FHA:        3.5% – .68 points (4.33% APR),         3.75% – 0 points (4.45% APR),

15 year fixed FHA:         3.0% – .56 points (3.41% APR),        3.25% – 0 points (3.55% APR)

30 year fixed VA:       3.5% -.93 points (3.68% APR),         3.75% – 0 points (3.77% APR)

TR - August 24th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia. Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. August 24th 2015 30 year fixed rates, August 25th 2015 30 year fixed rates, August 26th 2015 30 year fixed rates, August 27th 2015 30 year fixed rates, August 28th 2015 30 year fixed rates, August 29th 2015 30 year fixed rates, August 30th 2015 30 year fixed rates.

Interest Rates Hit 3 Month Lows

Rates improve last week, but lose much of gains on Monday

Rates improve last week, but lose much of gains on Monday

Rates had a positive last week with the Mortgage Backed Security (MBS) trading up + 55 bps. Monday, the market took much of the gains back with the MBS market closing down – 33 bps.

30 year fixed rates are now available at 3.75% paying 1 point (3.95% APR), and 3.99% paying 0 points (4.04% APR). 15 year fixed rates are now available at 2.99% paying .93 points (3.17% APR), and 3.25% paying 0 points (3.28% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

This week there is a lot of market data to chew on plus May’s Non Farm Payroll job report on Friday. Most experts I pay attention to are neutral on whether to lock or float.

For a free email mortgage quote, please answer questions on the right or go to

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates. Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:      3.75% – 1 point (3.95% APR),       3.99% – 0 points (4.04% APR)

20 year fixed:       3.625% – .42 points (3.71% APR),       3.75% – 0 points (3.79% APR)

15 year fixed:       2.99% – .93 points (3.17% APR),        3.25% – 0 points (3.28% APR)

10 year fixed:       2.875% – .61 points (2.99% APR),        3.0% – 0 points (3.05% APR)

5/1 ARM:       2.875% – .83 points (3.04% APR),        3.25% – 0 points (3.29% APR)

7/1 ARM:        3.125% – .64 points (3.25% APR),        3.375% – 0 points (3.41% APR)

30 year fixed FHA:        3.375% – .80 points (4.23% APR),        3.625% – 0 points (4.32% APR)

15 year fixed FHA:       2.875% – .59 points (3.29% APR),         3.0% – 0 points (3.3% APR)

30 year fixed VA:        3.375% – 1 point (3.57% APR),         3.625% – 0 points (3.67% APR)

Today's Interest Rates - June 1st, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. June 1st 2015 30 year fixed rates, June 2nd 2015 30 year fixed rates, June 3rd 2015 30 year fixed rates, June 4th 2015 30 year fixed rates, June 5th 2015 30 year fixed rates, June 6th 2015 30 year fixed rates, June 7th 2015 30 year fixed rates.

Rates improve last week, but lose much of gains on Monday

Interest Rate Market Volatility the New Norm

Interest Rate Market Volatility the New Norm

Rates continue to be very volatile – with rate pricing changing rapidly based on large swings in the MBS market. That being said, the large swings are evening each other out so the market is not moving that much when looking at it over a longer period of time. The Mortgage Backed Security (MBS) closed last week down – 47 bps and the week before down – 7 bps.

30 year fixed rates are now available at 3.75% paying 1 points (3.95% APR), and 3.99% paying 0 points (4.04% APR). 15 year fixed rates are now available at 2.99% paying .99 points (3.18% APR), and 3.25% paying 0 points (3.28% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

For a free email mortgage quote, please answer questions on the right or go to

WWW.FREEMORTGAGEQUOTE.BIZ  

Below are today’s interest rates. Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:      3.75% – 1 point (3.95% APR),       3.99% – 0 points (4.04% APR)

20 year fixed:       3.625% – .45 points (3.71% APR),        3.75% – 0 points (3.79% APR)

15 year fixed:       2.99% – .55 points (3.18% APR),        3.25% – 0 points (3.28% APR)

10 year fixed:       2.875% – .69 points (3.01% APR),        3.125% – 0 points (3.15% APR)

5/1 ARM:       2.875% – .99 points (3.07% APR),        3.25% – 0 points (3.29% APR)

7/1 ARM:        3.125% – .92 points (3.3% APR),       3.375% – 0 points (3.41% APR)

30 year fixed FHA:       3.375% – .91 points (4.25% APR),        3.625% – 0 points (4.32% APR)

15 year fixed FHA:       2.875% – .67 points (3.3% APR),        3.0% – 0 points (3.31% APR)

30 year fixed VA:       3.5% – .63 points (3.62% APR),        3.75% – 0 points (3.79% APR)

Today's Interest Rates - May 25th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. May 26th 2015 30 year fixed rates, May 27th 2015 30 year fixed rates, May 28th 2015 30 year fixed rates, May 29th 2015 30 year fixed rates, May 30th 2015 30 year fixed rates, May 31st 2015 30 year fixed rates, June 1st 2015 30 year fixed rates.

Interest Rate Market Volatility the New Norm

Increased Volatility for Interest Rates

Increased Volatility for Interest Rates

It has been a hectic few weeks for interest rate pricing. Last week – the Mortgage Backed Security (MBS) market traded down for the first 3 days – pushing rates higher in 7 of the previous 8 days. On Thursday and Friday with the disappointing US employment report – interest rates gained some momentum lower with the MBS market closing positive both days and ending the week trading up + 9 bps.

Friday was the worse day for interest rates I’ve seen in a long time. The MBS market closed -87 bps pushing rates to their highest levels of 2015.

Investors are taking money out of the bond and MBS market and repositioning it with the recent turn around in the European bond market. I’m strongly suggesting to lock as this point – as it’s just too risky to float.

30 year fixed rates are now available at 3.875% paying .87 points (4.04% APR), and 3.99% paying 0 points (4.05% APR). 15 year fixed rates are now available at 3.125% paying .55 points (3.23% APR), and 3.25% paying 0 points (3.28% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

For a free email mortgage quote, please answer questions on the right or go to

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates. Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:       3.875% – .87 points (4.04% APR),         3.99% – 0 points (4.05% APR)

20 year fixed:         3.625% – 1 point (3.825% APR),         3.875% – 0 points (3.9% APR)

15 year fixed:         3.125% – .55 points (3.23% APR),         3.25% – 0 points (3.28% APR)

10 year fixed:         2.875% – 1 point (3.08% APR),           3.125% – 0 points (3.15% APR)

5/1 ARM:          3.0% – .77 points (3.15% APR),          3.375% – 0 points (3.4% APR)

7/1 ARM:         3.25% – .72 points (3.39% APR),           3.5% – 0 points (3.54% APR)

30 year fixed FHA:         3.5% – .65 points (4.33% APR),         3.75% – 0 points (4.45% APR)

15 year fixed FHA:       2.875% – 1 point (3.19% APR),         3.125% – 0 points (3.425% APR)

30 year fixed VA:         3.5% – .9 points (3.68% APR),         3.75% – 0 points (3.79% APR)

Today's Interest Rates - May 12th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. May 12th 2015 30 year fixed rates, May 13th 2015 30 year fixed rates, May 14th 2015 30 year fixed rates, May 15th 2015 30 year fixed rates, May 16th 2015 30 year fixed rates, May 17th 2015 30 year fixed rates, May 18th 2015 30 year fixed rates.

Increased Volatility for interest rates

Interest Rates Improve on Friday – FED announcement on Wednesday

Interest Rates Improve on Friday – FED announcement on Wednesday

Interest rates had a nice day on Friday after moving up the majority of the week before that. The Mortgage Backed Security (MBS) closed up + 35 bps on Friday, but still closed the week down -5 bps.

30 year fixed rates are now available at 3.625% paying .66 points (3.75% APR), and 3.75% paying 0 points (3.78% APR). 15 year fixed rates are now available at 2.875% paying .79 points (3.03% APR), and 3.125% paying 0 points (3.13% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

This week, the big news is the policy statement on Wednesday from the FED. The Federal Open Market Committee (FOMC) will meet Tuesday and Wednesday and then issue a statement on Wednesday. The statement should give a better outlook on the FED’s long term plans with the Federal Fund rate. This has the capability of being a big interest rate mover.

For a free email mortgage quote, please answer questions on the right or go to

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates. Have a great week!!

BEST VALUE OF THE WEEK:

30 Year Fixed at 3.75% paying 0 points

20 Year Fixed at 3.625% paying 0 points

TODAY’S INTEREST RATES:

30 year fixed:      3.625% – .66 points (3.75% APR),       3.75% – 0 points (3.78% APR)

20 year fixed:       3.375% – 1 point (3.57% APR),       3.625% – 0 points (3.66% APR)

15 year fixed:       2.875% – .79 points (3.03% APR),       3.l25% – 0 points (3.13% APR)

10 year fixed:       2.75% – .7 points (2.89% APR),        2.875% – 0 points (2.89% APR)

5/1 ARM:       2.75% – .84 points (2.91% APR),       3.125% – 0 points (3.13% APR)

7/1 ARM:        3.0% – .85 points (3.17% APR),         3.25% – 0 points (3.29% APR)

30 year fixed FHA:        3.25% – .32 points (4.01% APR),        3.375% – 0 points (4.07% APR)

15 year fixed FHA:        2.75% – .56 points (3.16% APR),        2.875% – 0 points (3.175% APR)

30 year fixed VA:        3.25% – .57 points (3.36% APR),         3.375% – 0 points (3.4% APR)

Today's Interest Rates - April 27th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. April 27th 2015 30 year fixed rates, April 28th 2015 30 year fixed rates, April 29th 2015 30 year fixed rates, April 30th 2015 30 year fixed rates, May 1st 2015 30 year fixed rates, May 2nd 2015 30 year fixed rates, May 3rd 2015 30 year fixed rates.

Interest Rates Improve on Friday – FED announcement on Wednesday

Interest Rates Hit 2 Month Lows

Interest Rates Hit 2 Month Lows

Interest rates hit 2 month lows after the March job report was released on Friday. Job creation was much lower than expected and the job creation figure was the biggest drop off in over a year from the previous month.

Overall on the week – the Mortgage Backed Security (MBS) market closed up + 73 bps, helping push rates to their lowest levels in 2 months. So far this week we have seen a small pullback with the MBS market closing down -16 bps.

30 year fixed rates are now available at 3.625% paying .45 points (3.71% APR), and 3.75% paying 0 points (3.77% APR). 15 year fixed rates are now available at 2.875% paying .68 points (3.011% APR), and 2.99% paying 0 points (3.05% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

It’s still a great time to lock in and take advantage of the lowest rates since January 2015.

For a free email mortgage quote, please answer questions on the right or go to

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates. Have a great week!!

BEST VALUE OF THE WEEK:

30 Year Fixed at 3.75% paying 0 points

15 Year Fixed at 2.99% paying 0 points

TODAY’S INTEREST RATES:

30 year fixed:     3.625% – .48 points (3.71% APR),       3.75% – 0 points (3.77% APR)

20 year fixed:       3.375% – .91 points (3.557% APR),        3.5% – 0 points (3.67% APR)

15 year fixed:        2.875% – .68 points (3.011% APR),        2.99% – 0 points (3.05% APR)

10 year fixed:       2.75% – .58 points (2.86% APR),       2.875% – 0 points (2.89% APR)

5/1 ARM:      2.75% – .7 points (2.89% APR),        3.0% – 0 points (3.05% APR)

7/1 ARM:       2.875% – .74 points (3.023% APR),        3.125% – 0 points (3.17% APR)

30 year fixed FHA:        3.25% – .26 points (4.03% APR),         3.375% – 0 points (4.07% APR)

15 year fixed FHA:        2.75% – .4 points (3.13% APR),         2.875% – 0 points (3.175% APR)

30 year fixed VA:        3.25% – .51 points (3.35% APR),         3.375% – 0 points (3.4% APR)

Today's Interest Rates - April 7th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. April 7th 2015 30 year fixed rates, April 8th 2015 30 year fixed rates, April 9th 2015 30 year fixed rates, April 10th 2015 30 year fixed rates, April 11th 2015 30 year fixed rates, April 12th 2015 30 year fixed rates, April 13th 2015 30 year fixed rates.

Interest Rates Hit 2 Month Lows

Rates Improve to 6 Week Lows!

Rates Improve to 6 Week Lows!

March 24th, 2015

Interest rates continued to improve last week and so far this week. Interest rates have improved 11 of the past 12 days and are currently at 6 week lows. The Mortgage Backed Security market closed up +96 bps last week and is trading up +43 bps this week.

30 year fixed rates are now available at 3.625% paying .58 points (3.74% APR), and 3.75% paying 0 points (3.79% APR). 15 year fixed rates are now available at 2.875% paying .95 points (3.065% APR), and 3.125% paying 0 points (3.13% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

Most of this improvement was sparked by the FED deciding not to raise the federal funds rate at this time. Right now rates are great, but we always run the risk of rates pushing back up after going one direction for an extended period of time.

For a free email mortgage quote, please answer questions on the right or go to http://www.freemortgagequote.biz

Below are today’s interest rates. Have a great week!!

BEST VALUE OF THE WEEK:

30 Year Fixed at 3.75% paying 0 points

20 Year Fixed at 3.625% paying 0 points

TODAY’S INTEREST RATES:

30 year fixed:       3.625% – .58 points (3.74% APR),        3.75% – 0 points (3.79% APR)

20 year fixed:       3.375% – 1 point (3.57% APR),        3.625% – 0 points (3.66% APR)

15 year fixed:        2.875% – .95 points (3.06% APR),        3.125% – 0 points (3.13% APR)

10 year fixed:       2.75% – .6 points (2.87% APR),         2.875% – 0 points (2.9% APR)

5/1 ARM:        2.75% – .84 points (2.91% APR),         3.125% – 0 points (3.13% APR)

7/1 ARM:        3.0% – .84 points (3.16% APR),         3.25% – 0 points (3.29% APR)

30 year fixed FHA:        3.25% – .3 points (4.01% APR),        3.375% – 0 points (4.07% APR)

15 year fixed FHA:       2.75% – .61 points (3.17% APR),        3% – 0 points (3.3% APR)

30 year fixed VA:       3.25% – .5 points (3.35% APR),        3.375% – 0 points (3.4% APR)

Today's Interest Rates - March 24th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. March 24th 2015 30 year fixed rates, March 25th 2015 30 year fixed rates, March 26th 2015 30 year fixed rates, March 27th 2015 30 year fixed rates, March 28th 2015 30 year fixed rates, March 29th 2015 30 year fixed rates, March 30th 2015 30 year fixed rates.

Rates Improve to 6 week Lows!!

Rates Trend Lower before FED Announcement on Wednesday

Rates Trend Lower before FED Announcement on Wednesday

March 16th, 2015

Interest rates had a great week last week with the Mortgage Backed Security (MBS) market closing the week trading up + 79 bps. The market also closed up on Monday March 16th +19 bps. This was welcome news for interest rates after their rapid rise following the February employment report.

30 year fixed rates are now available at 3.75% paying .71 points (3.89% APR), and 3.99% paying 0 points (4.01% APR). 15 year fixed rates are now available at 2.99% paying .77 points (3.14% APR), and 3.25% paying 0 points (3.27% APR). **Priced with 740+ credit score, rate and term refinance at 75% LTV**

The big news this week is the FOMC meetings and statement on Wednesday. Investors are expecting more clarity on the FED’s long term plan with the Federal Funds rate. Although not directly tied to mortgage interest rates – the FED’s long term outlook on whether to raise the Federal Funds rate will have an impact on Mortgage Backed Securities and mortgage interest rate pricing. If you don’t like volatility – I would lock before Wednesday.

For a free email mortgage quote, please answer questions on the right or go to http://www.freemortgagequote.biz

Below are today’s interest rates. Have a great week!!

BEST VALUE OF THE WEEK:

30 Year Fixed at 3.99% paying 0 points

20 Year Fixed at 3.75% paying 0 points

TODAY’S INTEREST RATES:

30 year fixed:       3.75% – .71 points (3.89% APR),        3.99% – 0 points (4.01% APR)

20 year fixed:        3.5% – 1 point (3.7% APR),        3.75% – 0 points (3.79% APR)

15 year fixed:        2.99% – .47 points (3.14% APR),         3.25% – 0 points (3.27% APR)

10 year fixed:        2.875% – .72 points (3.019% APR),         3.125% – 0 points (3.14% APR)

5/1 ARM:        2.875% – 1 point (3.075% APR),          3.25% – 0 points (3.29% APR)

7/1 ARM:        3.125% – .89 points (3.3% APR),         3.375% – 0 points (3.4% APR)

30 year fixed FHA:        3.25% – 1 point (4.15% APR),           3.5% – 0 points (4.2% APR)

15 year fixed FHA:        2.75% – .70 points (3.20% APR),          3% – 0 points (3.3% APR)

30 year fixed VA:        3.375% – .68 points (3.51% APR),        3.625% – 0 points (3.67% APR)

Today's Interest Rates - March 16th, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. March 16th 2015 30 year fixed rates, March 17th 2015 30 year fixed rates, March 18th 2015 30 year fixed rates, March 19th 2015 30 year fixed rates, March 20th 2015 30 year fixed rates, March 21st 2015 30 year fixed rates, March 22nd 2015 30 year fixed rates.

Rates Trend Lower before FED Announcement on Wednesday

Rates Improve Again , Employment Report this Friday

Rates Improve Again , Employment Report this Friday

February 2nd, 2015

Interest rates improved by about .375 bps in costs at each rate last week. The Mortgage Backed Security market closed the week trading up + 70 bps, highlighted by Friday’s rate improvement of +46 bps.

Interest rates are currently at their lowest levels since May of 2013.

30 year fixed rates are now available at 3.5% paying .63 points (3.626% APR), and 3.625% paying 0 points (3.7% APR). 15 year fixed rates are now available at 2.75% paying 1 point (2.95% APR), and 2.99% paying 0 points (3.129% APR).

The January employment report is released this Friday. This report usually has the largest effect on interest rate pricing and typically points the direction where rates will go for the next month.

If you don’t want to deal with uncertainty – I would lock in before Friday.

For a free email mortgage quote, please answer questions on the right or go to http://www.freemortgagequote.biz

Below are today’s interest rates. Have a great week!!

BEST VALUE OF THE WEEK:

30 Year Fixed at 3.625% paying 0 points

20 Year Fixed at 3.5% paying 0 points

TODAY’S INTEREST RATES:

30 year fixed:      3.5% – .63 points (3.626% APR),        3.625% – 0 points (3.7% APR)

20 year fixed:       3.375% – .75 points (3.525% APR),         3.5% – 0 points (3.55% APR)

15 year fixed:         2.75% – 1 point (2.95% APR),         2.99% – 0 points (3.04% APR)

10 year fixed:         2.625% – 1 point (2.82% APR),          2.875% – 0 points (2.9% APR)

5/1 ARM:         2.625% – .95 points (2.815% APR),         3.0% – 0 points (3.04% APR)

7/1 ARM:         2.875% – .83 points (3.04% APR),          3.125% – 0 points (3.16% APR)

30 year fixed FHA:         3.25% – 0 points (3.95% APR)

15 year fixed FHA:          2.75% – 0 points (3.05% APR)

30 year fixed VA:        3.25% – .34 points (3.31% APR),          3.375% – 0 points (3.4% APR)

Today's Interest Rates -February 2nd, 2015

Today’s Mortgage Interest Rates. Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado. Arizona Home Loans, California Home Loans, Colorado Home Loans. Arizona refinance, California refinance, Colorado refinance. Scottsdale, Arizona Mortgage Banker in McCormick Ranch. McCormick Ranch Loan Officer. Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. February 2nd 2015 30 year fixed rates, February 3rd 2015 30 year fixed rates, February 4th 2015 30 year fixed rates, February 5th 2015 30 year fixed rates, February 6th 2015 30 year fixed rates, February 7th 2015 30 year fixed rates, February 8th 2015 30 year fixed rates.

Rates Improve Again , Employment Report this Friday

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