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FANNIE MAE DUE 10.3 GOING INTO EFFECT THIS WEEKEND

FANNIE MAE DU 10.3 GOING INTO EFFECT THIS WEEKEND

FANNIE MAE DU 10.3 GOING INTO EFFECT THIS WEEKEND.

Here are the changes:

This coming weekend changes to DU will go into effect….  What are the Changes?  There are only 2 changes that will affect the Findings…..

  1. DU 10.3 will require 6 months reserves on cash out refinances if the DTI exceeds 45%
  2. DU 10.3 Housing Expense Ratio- Loans for a borrower with a lower housing expense ratio will be considered a lower risk, while those where the housing expense ratio higher will be considered higher risk. FNMA states that research has shown that borrowers whose monthly expense is composed primarily of their housing expense may find it more difficult to pay their housing expense when experiencing an event that would cause financial distress, such as the loss of a job.

Team Green

We Do Mortgages

480-704-4890

teamgreen@fairwaymc.com

www.applywithteamgreen.com

#DU, #DesktopUnderwriter, #FannieMae, #Conventional, #FHA, #VA, #USDA, #ReggieGreen, #TeamGreen

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FLORENCE HOME FOR SALE – JULIE MORRIS PREMIER TEAM

Great home for sale in Florence, Arizona with Motivated Seller.

Seller is willing to give concessions to get your buyer in this home with $0 down using Home Plus Down Payment Assistance.

Make an offer and let’s get your buyer in a home before 2019!!

#juliemorris, #juliemorrisrpremierteam, #homesmart,#florence, #florenceaz, #florencearizona, #countrythunder, #realtor, #florencearizonahomes, #florenecearizonarealestate, #florencearizonarealtor, #homeplus, #downpaymentassistance, #arizonadownpaymentassistance, #homeinfive, #fairwayindependentmortgage, #florencearizonamortgage, #florencearizonamortgaelender, #reggiegreen, #teamgreen.

FLORENCE HOME FOR SALE – JULIE MORRIS PREMIER TEAM

Scottsdale Arizona Home Stats

Scottsdale Home Stats

🎅🏻🎅🏻🎅🏻🎅🏻🎅🏻🎅🏻🎅🏻🎅🏻

From Heart of Scottsdale Home Tour

#scottsdale, #scottsdaleshomes, #scottsdalerealestate, #oldtownscottsdale, #northscottsdale, #teamgreen

Google Review – Team Green / Jenn Patel

So thankful that our clients trust us with their home buying process.  What an amazing review and props to Jenn Patel for showing this client what we’re all about.  So thankful to work beside you everyday.  You’re amazing!!

We built our business on customer service (and some funny facebook ads).  Mostly customer service.

Team Green , We Do Mortgages

480-704-4890

https://www.applywithteamgreen.com

#google, #googlereviews, #mortgagereviews, #mortgagetestimonials, #mortgage, #homeloan, #az, #arizona, #georgebush, #bryceharper, #yelp, #yelpreviews, #zillow, #zillowreviews, #realestate, #realtor, #mccormickranch, #scottsdale, #phoenix, #tempe, #mesa, #chandler, #gilbert, #queencreek, #carefree, #troon, #glendale, #anthem, #laveen, #ahwatukee, #maricopa, #paradisevalley, #litchfieldpark, #buckeye, #jenniferpatel, #reggiegreen, #teamgreen

Team Green – A Spiritual Lending Experience

Team Green – A Spiritual Lending Experience

 

Team Green We Do Mortgages

480-704-4890
www.applywithteamgreen.com

Fairway Independent Mortgage
8390 E. Via De Ventura Blvd, Suite F-204
Scottsdale, AZ, 85258
NMLS #229993
AZ BK#0904162
Equal Housing Lender

#arizonamortgagelender, #scottsdalemortgagelender, #phoenixmortgagelender, #mortgage, #homeloan, #lender, #bank, #donaldtrump, #elfontheshelf, #achristimasstory, #santaclaus, #fairwayindependentmortgage, #reggiegreen, #teamgreen

On Call This Weekend For Team Green – Jenn Patel

 

 

 

 

 

 

 

 

 

 

JENNIFER PATEL

is on call this weekend for Team Green.
You can reach Jennifer at 480-818-3769, Jennifer.Patel@FairwayMC.Com
or
You can also always call the Team Green Line at 480-704-4890.
Have a fabulous weekend!!

-Reggie

PROPERTY RATE FREE HOME EVALUATION SERVICE:

I’ve reached out to many of you about his new tool that I’m very excited about.

I’ve teamed with the owner of Property Rate Appraisal Management Company to provide websites to our agent partners to get free home evaluations for clients on their homes.

You or your clients can go to the website we create for you branded with your information, submit a property address, and within 24 business hours you and your client will have a detailed report on a range that Property Rate thinks the home will appraise for.  The report uses 60 points of data and adds commentary from an appraisal management company employee on the evaluation.

The value for you is you are able to give your client an evaluation from an appraisal management company that is:

-FREE
-A THIRD PARTY NON BIASED OPINION
-FROM SOMEONE NOT TRYING TO SELL THEM ANYTHING

Here is our webpage if you want to check it out.

https://www.propertyrate.com/agent/TeamGreen

You webpage would have your and our information.

If you would like me to set up a webpage for you, please reach out to me.
We are always striving to find new ways to add value to our partners.
This is a new service that we are piloting with the owner of Property Rate and we are helping Property Rate tweek the system based on commentary from agents that use it.
-Reggie

 

 

 

 

 

 

Is Josh Wearing a Collared Shirt?

Is Josh wearing a Collared Shirt?

I’m finding out that Millennials have extreme difficulty with dress codes.

This to me looks like Joshua Hartson is going to a camp fire 🔥

Thoughts?

Team Green, We Don’t Know Dress Codes

480-704-4890

Teamgreen@fairwaymc.com

Reggie – The Green Nosed Lender

Reggie – The Green Nosed Lender

There’s still time to refinance or buy (with low competition) right before Christmas.

We’re Here to help!!

Team Green – We Do Mortgages

480-704-4890
www.applywithteamgreen.com

Fairway Independent Mortgage
8390 E. Via De Ventura Blvd, Suite F-204
Scottsdale, AZ, 85258
NMLS #229993
AZ BK#0904162
Equal Housing Lender

#rudolph, #rudolphtherednosedreindeer, #reindeer, #reggiegreen, #reggiethegreennosedlender, #santa, #santaclaus, #christmas, #sleigh, #sleighbells, #mortgages, #milliondollarlisting, #donaldrump, #scottsdale, #phoenix, #glendale, #tempe, #mesa, #chandler, #gilbert, #goodyear, #litchfieldpark, #teamgreen, #interestrates, #happyholidays, #fairwayindependentmortgage, #fairwayindependentmortgagemccormickranch

What is the American Warrior Initiative Program?

The American Warrior Initiative Program November 26, 2018 12:11 pm <!–Published by –> <!––>

logoFairway Independent Mortgage Corporation is well known for exceptional customer care and dedication to finding great rates for customers while offering some of the fastest turn times in the industry. What many people may not know about Fairway is our commitment to serve. Through a partnership with the American Warrior Initiative (AWI), Fairway is able to give back by supporting those who have served our country.

The American Warrior Initiative was founded in 2012 by retired Army veteran Sean Parnell and Fairway branch manager Louise Thaxton. Sean and Louise created AWI with a mission to encourage, educate and inspire people to support both active duty military members and veterans. From the beginning, Sean and Louise have traveled the country and presented this message to over 20,000 real estate agents and business professionals at certified military residential and American Warrior real estate professional boot camps. Through these trainings, mortgage professionals and real estate agents are thoroughly prepared and equipped to handle the mortgage-loan needs of active and former military clients.

United States active military personnel and veterans have fought and given so much to protect the American dream, but, unfortunately, they are not always treated with the respect and care they deserve. By learning how to be the best partner possible to them during the homebuying process, we can become a watchdog and ally for active military members and veterans by handling their home-purchase needs with excellence.

Congratulations on Your Closing – Desarae Puchta

Congratulations on Your Closing – Desarae Puchta

You did an amazing job finding the perfect home for this first time homebuyer.

Thanks so much for trusting us with your client – we love working with you!!

#desaraepuchta, #kennethjamesrealty, #kennethjamesrealestate, #sundance, #buckeye, #buckeyearizona, #maricopacounty, #buckeyeazrealestate, #buckeyeazrealtors, #buckeyearizona, #buckeyehomes, #santabarbarastyle, #tuscanstyle, #libertyelementary, #youngkerhighschool, #youngker, #buckeyeunifiedschooldistrict, #hancockhomes, #mortgage, #homeloans, #fairwayindependentmortgagecorporation, #fairwayindependentmortgage, #fairway, #fairwayindependentmortgagemccormickranch, #teamgreen.

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