September 2018
I hope everyone is having an amazing September!!
It’s cooling down in Arizona – not!!
Below is Team Green’s amazing September Newsletter. (My humble opinion)
You may notice something strange about this newsletter.
I came up with this crazy concept 10 + years ago that more people will read my newsletter if I actually write it
And if I make an effort to personally connect with my database
Versus
Sending a company generated newsletter that I spent no time putting together or customizing to me
My Family:
Since my last newsletter, things have been pretty busy. (Let’s say hectic)
My wife or I was out of town 3 out of the 4 weekends.
My wife went to New York City and the W in Scottsdale two weekends. (husband of the year)
I went to Portland for a Bachelor Party one weekend.
I had to grow this awesome moustache for the Bachelor Party.
My kids are rocking and rolling in school and now the sports season begins.
My son is in Baseball, Golf lessons and Cub Scouts.
My daughter is in Soccer and Swim.
In between working hard and raising a family, I’ve been fully committed to falling asleep watching Ozarks most nights
And DVRing my Michigan Wolverine games, hoping I can watch the game without a text or an update on my phone telling me the score.
(miss you Dad)
We are a football family through and through as evidenced by my wife still being mad at me for drafting Tom Brady before her in Fantasy Football.
She’s convinced I high jacked my whole draft to spite her. (a complete fabrication) (and ridiculous)
That’s all from the Greens.
I hope you and your family have a great September / October!!
Please call us if we can help with any home purchase or refinance needs.
We are licensed in AZ, CA, CO, GA, IL, MI, WA, and MI.
TEAM GREEN , WE DO MORTGAGES480-704-4890 / TEAMGREEN@FAIRWAYMC.COM
TEAM GREEN’S AUGUST VIDEOS AND ADS:
We’ve sang a couple songs and created a few new ads, oh, and we are sponsoring a hockey team with some friends.
The Team Green Titans!!
Click on the videos below for some out of tune signing and fun.
The Team Green Band would like to go on the road. If any real estate offices want to do a song with us, let’s do this!!
MORTGAGE AND HOUSING NEWS:
Mortgage Interest rates are currently hovering at or near 7 year highs.
Before anyone jumps off a cliff, getting a rate in the high 4%’s to low 5%’s (in most scenarios) isn’t the end of human kind.
There are far worse things like ED, ice cream headaches, and being stranded on a boat in the ocean surrounded by sharks.
But with steady home appreciation and rising rates, buying power (the amount you can qualify to purchase) goes down.
This is why waiting for the proverbial next year will hurt you when buying a home in this market.
Yesterday, the FED raised their Federal Funds rate once again to 2.25%.
Rates actually improved slightly yesterday as this was already expected and baked into Mortgage Backed Security and interest rate pricing.
The FED sees labor as strong, GDP growth over 3%, and inflation low.
Low inflation is actually a positive for interest rate pricing and could result in some slight improvement this week.
The FED also made it very clear that another hike to the Federal Funds Rate will almost assuredly happen at the next meeting in December.
If you are looking to purchase a home this fall, we highly recommend getting prequalified upfront (they last for 4 months with most loans)
This will let you know what you can qualify for and we give you rate and payment ranges so you can decide on the best purchase price for your budget.
We also recommend getting with an agent asap and really diving into what your goals for a new home are.
Area of town, bedrooms, yard, etc.
A great agent will listen to you goals and can really whittle down homes that you spend time looking at.
Why spend a Saturday afternoon looking at homes that don’t fit your specifications?
We also recommend starting your search before you think you need to.
You never know when your dream home will come on the market. When it does, it’s best to be ready.
ONLINE MORTGAGE QUOTE / APPLY ONLINE:
For a no obligation mortgage quote, please call us or go to:
To apply for a refinance or home purchase loan, please call us or go to:
Have a fantastic September / October!!
Team Green , We are here to help!!
