So happy to work for this mechanic and find the perfect garage for his projects.

It was awesome working with our friend Paul Herman at Berkshire Hathaway and rubbing elbows with rockstar agent Kathy Camamo at Amazing AZ Homes.

You are both true professionals and we enjoyed being apart of this transaction with you.

Congratulations on your Closing!!

#PaulHerman, #Berkshire, #BerkshireHathaway, #Berkshirehathawayhomeservices, #arizonaproperties, #KathyCamamo, #AmazingAZHomes, #rockstarrealestateagents, #rockstar, #realtors, #mesa, #mesarizona, #arizona, #mesahomes, #mesahomesforsale, #mesarealestate, #mesarealtors, #gilbert, #chandler, #tempe, #southeastvalley, #warrenbuffet, #home, #houseforsale, #arizonamortgagelender, #arizonamortgagebroker, #mortgage, #loan, #homeloan, #homeloanprequalification, #prequal, #LSU, #puppies, #kittens, #arizonadiamondbacks, #suns, #coyotes, #diamondbacks, #phoenixcoyotes, #phoenixsuns, #cardinals, #arizonacardinals, #fairwayindependentmortgage, #fairwaynation, #fairwayindependentmortgagemccormickranch, #mccormickranch, #az, #teamgreen.

Congratulations on your Closing – Magram

WEEKLY RATE – THE FOMC RAISES THE FEDERAL FUNDS RATE A .25%

I hope everyone is having a fantastic week!!

In this weekly rate, we discuss:

– This week in interest rate pricing

WEEKLY INTEREST RATE PRICING:

The Federal Open Market Committee (FOMC) raised the Federal Funds rate .25% again on Wednesday, March 21st. This put rate pricing at 4 year highs on Wednesday morning, but then the market improved a couple hours later.

The FED outlined 3 to 4 rate hikes in 2018 as a whole, and more rate hikes in 2019 and 2020. Although the Federal Funds rate does not directly affect interest rates, it does play a role.

The Mortgage Backed Security market finished the week strong, ending the week trading up +2 bps. This has been the story for most of March. Some see-sawing , but interest rates staying in a very narrow range.

I still think the risk in floating is not worth the reward.

Below are today’s interest rates and links to get a free rate quote or apply online.

Have a great week!!

MORTGAGE QUOTE / APPLY FOR A MORTGAGE:

For a no obligation mortgage quote, please answer questions on right or go to:

 

 

 

 

 

 

To apply for a refinance or home purchase loan, please call me or go to:

 

 

 

 

 

 

Team Green is a top 1% originating mortgage team in the country. Everyone on our team has over 13 years of mortgage lending experience.

My team treats every transaction as an audition to earn your business for the rest of your life.

Have an amazing week and we’re always available if you need help with a new home loan purchase or refinance.

TEAM GREEN LINE: 480-704-4890

TEAMGREEN@FAIRWAYMC.COM

Reggie Green, Team Green, and Fairway Independent Mortgage in Scottsdale, Arizona, McCormick Ranch, Fairway Independent Mortgage McCormick Ranch is dedicated to providing all the best mortgage products and customer service to assist you in your home purchase or refinance in Arizona, California, Colorado, Washington, Georgia, Michigan and Virginia. Below are the products and Mortgage Rate Sheets we offer for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. Fairway Independent Mortgage Corporation, Fairway Independent Mortgage McCormick Ranch, Team Green. Reggie Green. FairwayAZ, Fairway McCormick Ranch, Fairway Mortgage. March 26th 2017 30 year fixed rates, March 27th 2017 30 year fixed rates, March 28th 2017 30 year fixed rates, March 29th 2017 30 year fixed rates, March 30th 2017 30 year fixed rates, March 31st 2017 30 year fixed rates, April 1st 2017 30 year fixed rates, April 2nd 2017 30 year fixed rates.

WEEKLY RATE – THE FOMC RAISES THE FEDERAL FUNDS RATE A .25%

Team Green – Sister Jean Approved

 

This is a joke and not a real endorsement – trying to have some fun here people 🙂

#sisterjean, #Loyola, #loyolachicago, #goblue, #michiganwolverines, #thegreensforblue, #universityofmichigan, #finalfour, #frozenfour, #ncaatournament, #teamgreen.

Team Green – Sister Jean Approved

Congratulations on your closing – Gary Van Kilsdonk and Brian Lynch.

Honored to be apart of our family friends’ parent’s transaction. #thanksjimmyandmeghan

It was great to see them close and get their “slice of heaven”. #theirwords

2.5 acres in Scottsdale – pretty awesome!!

It was fantastic working with both Gary Van Kilsonk at HomeSmart and Brian Lynch at West USA Realty.

Thanks for being on top of the ball and helping this one get clear to close weeks early.

As always, thanks for my team being so awesome and creating a fantastic home buying experience for our clients.

If you are looking to buy or sell in Scottsdale, both of these agents would be fantastic options.
Congratulations on your closing!!

 

#garyvankilsdonk, #homesmart, #brianlynch, #westusarealty, #scottsdale, #rioverdefoothills, #scottsdalehomesforsale, #scottsdalerealestate, #scottsdalerealtor, #scottsdalehome, #realestate, #realtor, #home, #homes, #mortgage, #scottsdalemortgage, #scottsdalemortgagebanker, #scottsdalemortgagelender, #iwanttobuyahome, #acres, #sliceofheaven, #happyhomeowners, #blessed, #gratitude, #lovemyjob, #lovemyteam, #fairway, #fairwayindependentmortgage, #dontsettle, #wedomortgages, #reggiegreen, #fairwayindependentmortgagemccormickranch, #teamgreen.

Congratulations on Your Closing – Immel

Congratulations on your closing!!

Always a pleasure to work with a first time home buyer and being a part of their first home story.  #blessed.

It was fun working with our friends the Julie Morris Team at Home Smart Elite and we also enjoyed working with Pamela Brimm at William Lyons Homes for the first time.  Congratulations on your closing!!

#juliemorris, #juliemorrispremierteam, #juliemorrisrealtor, #homesmart, #homesmartelite, #homesmartagent, #pamelabrimm, #pamelabrimmrealtor, #Williamlyonshomes, #albanyvillage, #newbuild, #newconstruction, #mesa, #mesaaz, #Arizona, #homebuilder, #arizonahomes, #mesahomes, #mesarealestate, #mesarealestateagent, #golf, #dogs, #puppies, #kittens, #realestate, #realtors, #realestateagent, #mortgage, #interestrates, #mortgagerates, #thirtyyearfix, #firsttimehomeowner, #homeowner, #teamgreen, #fairwaynation, #fairwayindependentmortgage, #mccormickranch, #Scottsdale, #scottsdalelender, #scottsdalemortgagebroker, #reggiegreen, #fairwayindependentmortgagemccormickranch, #dontsettle, #wedomortgage, #teamgreen.

Congratulations on Your Closing.

We loved working for this investment client for the 2nd time and I personally loved that she was in the States for a full 2 years – way easier lol.

Always amazing to work with 2 of our friends in the real estate biz – Karen Barnes at Realty One and Paul Herman at Berkshire Hathaway.  Thanks for being true professionals and allowing us to close so quickly.

Congratulations on your closing!!

#karenbarnes, #realtyone, #paulherman, #berkshirehathaway, #berkshirehathawayarizonaproperties, #tempe, #continentaltempe, #arizonastate, #asu, #arizonastateuniversity, #Scottsdale, #southeastvalley, #temperealestate, #tempehomesforsale, #realestate, #realtor, #cnn, #tacos, #warrenbuffet, #phoenix, #phoenixrealtor, #phoenixhomes, #fairwaynation, #fairwayindependentmortgage, #mortgage, #homeloan, #investor, #investment, #reggiegreen, #jenniferpatel, #joshhartson, #jolynanderson, #teamgreen.

Congratulations on Your Closing – Parkinson

So happy for this new home owner.  It was a stressful process for them as there existing home went under contract before they found a new one.  One cancelled contract and multiple offers later, they finally found the one. 

We were tasked to close in 2 weeks and we made it happen.

Jeannine Mona at RE/MAX Platinum Living did just a fantastic job coordinating these 2 transactions and getting us everything we needed to close quickly.  It was our first time working with Jean Grimes at Century 21 AZ Foothills and we were very impressed.  Jon Christ and his team at Old Republic Title Agency rocked the closing.

Congratulations everyone – it was truly our pleasure working with you!!

#jeanninemona, #mona&mona, #remax, #remaxagent, #remaxplatinumliving, #jeangrimes, #century21, #century21azfoothills, #centurytwentyone, #realestate, #gilbert, #chandler, #Arizona, #az, #homesforsale, #mortgage, #gilbertarizona, #gilberthomes, #gilbertrealestate, #gilbertrealtor, #gilbertrealestateagent, #ostrichfestival, #Scottsdale, #tempe, #scottsdalemortgage, #mortgage, #homeloan, #loan, #mortgagelender, #scottsdalemortgagebroker, #scottsdalemortgagelender, #fairwaynation, #fairwayindependentmortgage, #fairwayindependentmortgagemccormickranch, #teamgreen.

Congratulations on Your Closing  –  Denley/Griffin

MARCH 2018

 

 

Interest rates continued to rise in February putting us at multi year highs.

We discuss these topics and more in Team Green’s March Newsletter.  Have a fantastic March!!

MY FAMILY:

Spring is typically a whirlwind for us and this one has turned out no different.

We shipped off to Park City and Salt Lake City to play in the snow.  Utah has had very little snow all year and they got pounded right before we arrived.

 

 

 

 

 

 

 

We had great snow and some amazing days. 

My wife’s friend Courtney owns a building in Park City with a bar called the Spur and a restaurant called 350 Main.  We really got hooked up.  We stayed at her condo in the heart of main street and were treated like VIPs.  So fun!!

 

 

 

 

 

 

The week after that I was given a free trip to Austin with my cousin.

Austin is so fun – we had some great food and drinks and listened to great music all weekend.

 

 

 

 

 

 

 

Lastly, we are finally in my new office at:

Fairway Independent Mortgage Corp. – McCormick Ranch

8390 E. Via De Ventura Blvd, Suite F-204

Scottsdale, AZ, 85258

It’s certainly not finished yet but workable.

It feels good to be there after 10 months of waiting. 

We are hiring Loan Officers and a Transaction Coordinator so if you know anyone looking – please give out my name J

We’re a fun group but we work our butts off every day.

Work hard, play hard.

Please call us if we can help with any home purchase or refinance needs.

We are licensed in AZ, CA, CO, WA, MI, and GA.

TEAM GREEN  /  480-704-4890 / TEAMGREEN@FAIRWAYMC.COM

WEEKLY RATE:

Interest rates actually stayed stable last week, which was great news with the recent rise in rates.

The February US Non Farm Payroll report showed higher than expected job growth, which typically would mean negative bond prices and a move towards higher rates. Those things still could happen next week or the remaining part of March as the jobs report is a good indicator of where rates are headed for the month.

In our business, we are still battling sticker shock as consumers aren’t aware of just how much rates have went up in 2018.

Below is my current rate sheet.

And below is my rate sheet from December 2017.

You will see rates are up .625% on 30 Year Fixed loans which is about $75 in payment for a $200,000 mortgage. The reality is that waiting has hurt a lot of people here.

Many consumers wait to buy or wait to refinance for a hypothetical date in the future. Usually the reasoning is they are busy at the moment. We always preach the same message:

If you can refinance and lower your APR and payment at $0 costs – do it. There is no financial downside to that.

If you want to buy, look sooner versus later. Most home markets are appreciating meaning waiting = higher home prices. That along with the recent rise in rates is lowering your buying power with higher loan amounts and higher payments than in 2017.

Have a great week!!

MORTGAGE QUOTE / APPLY FOR A MORTGAGE:

For a no obligation mortgage quote, please go to:

 

 

 

 

 

 

To apply for a refinance or home purchase loan, please call me or go to:

 

 

 

 

 

 

Team Green is a top 1% originating mortgage team in the country. Everyone on our team has over 13 years of mortgage lending experience.

My team treats every transaction as an audition to earn your business for the rest of your life.

Have an amazing week and we’re always available if you need help with a new home loan purchase or refinance.

TEAM GREEN LINE: 480-704-4890

TEAMGREEN@FAIRWAYMC.COM

 

Reggie Green, Team Green, and Fairway Independent Mortgage in Scottsdale, Arizona, McCormick Ranch, Fairway Independent Mortgage McCormick Ranch is dedicated to providing all the best mortgage products and customer service to assist you in your home purchase or refinance in Arizona, California, Colorado, Washington, Georgia, Michigan and Virginia. Below are the products and Mortgage Rate Sheets we offer for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100% Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages. Fairway Independent Mortgage Corporation, Fairway Independent Mortgage McCormick Ranch, Team Green. Reggie Green. FairwayAZ, Fairway McCormick Ranch, Fairway Mortgage. March 11th 2018 30 year fixed rates, March 12th 2018 30 year fixed rates, March 13th 2018 30 year fixed rates, March 14th 2018 30 year fixed rates, March 15th 2018 30 year fixed rates, March 16th 2018 30 year fixed rates, March 17^th 2018 30 year fixed rates, March 18th 2018 30 year fixed rates.

March 2018 Newsletter – Team Green

Congratulations on Your Closing!!

This one is a feel good one for us.  We were referred this buyer from Bob Martz at My Home Group.  Trudy was very hesitant about where to call home.  She cancelled multiple contracts and was looking in Scottsdale but also in Louisiana lol.  She was very concerned about making the right decision and we would laugh that she was often running mortgage calculations on our phone app at all hours of the night.

Bob finally found what she was looking for at the Venu at Grayhawk.   I just got off the phone with our client and she couldn’t be more ecstatic about finally finding a place to call home.  We are so grateful to be apart of this one.

Thank you Bob Martz, Beth Anderson, Penny Kula, Katrina Hubbs and Team Green.

We have one very happy home owner.  Congratulations on your closing!!

 

#bobmartz, #martzgroup, #myhomegroup, #pennykula, #launchrealestate, #Scottsdale, #grayhawk, #condo, #condos, #community, #realestate, #realtor, #venuatgrayhawk, #thevenu, #scottsdalecondos, #hoa, #scottsdalerealestate, #scottsdalehomes, #scottsdalerealtor, #realestateagent, #Arizona, #congratulations, #firstamericantitle, #katrinahubbs, #bethanderson, #fairway, #homeowner, #happyhomeowner, #mortgage, #loan, #scottsdalelender, #scottsdalemortgage, #fairwayindependentmortgage, #mccormickranch, #teamgreen.

Congratulations on Your Closing – Vinger