30 YEAR FIXED AT 3.25% – MORTGAGE RATES REACH NEW ALL TIME LOW!!

30 YEAR FIXED AT 3.25% – MORTGAGE RATES REACH NEW ALL TIME LOW!!

September 22nd, 2012

The MBS market closed last week trading up (+ 112 bps).

Rates are the lowest they have ever been right now. 

Most customers can get a 3.5% 30 year fixed with absolutely $0 costs.  15 year fixed at 3% with absolutely $0 costs.  Lower rates are available paying fees.

The Fannie Mae guaranteed fee increase isn’t in all lender’s rate pricing yet.  Rates this low usually don’t last long.  This is a great opportunity to take advantage of once in a lifetime low rates.

My best values of the week:

30 Year Fixed at 3.375% with 0 points

15 Year Fixed at 2.875% with 0 points

30 Year Fixed High Balance Loan at 3.5% with 0 points

Below are rates available today paying a point or less:

30 year fixed:  3.25% paying .51 point, 3.375% paying 0 points

20 year fixed:  3.25% paying 0 points

15 year fixed:  2.625% paying .95 points, 2.875% paying 0 points

5/1 ARM:  2.125% paying .97 points, 2.5% paying 0 points

7/1 ARM:  2.375% paying .84 points, 2.625% paying 0 points

30 year fixed High Balance Loan:  3.375% paying .43 points, 3.5% paying 0 points

30 year fixed FHA:  3.25% paying 0 points

15 year fixed FHA:  2.75% paying 0 points

30 year fixed VA:  3.25% paying 0 points

Today’s Mortgage Interest Rates.  Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, and Colorado.  Arizona Home Loans, California Home Loans, Colorado Home Loans.  Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline mortgages, Conforming mortgages, Conventional Mortgages, 100%  Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinances, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages.

30 YEAR FIXED AT 3.25% – MORTGAGE RATES CREATE NEW ALL TIME LOW!!

 

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