The Bald Banker – A Symbol of American Home Ownership

The Bald Banker – A Symbol of American Home Ownership.

Happy Tuesday – Team Green. #baldbanker, #trueamericanpatriot, #ialsohaveamericanflagflipflops, #butnotanamericanflagbuttonup, #reggiegreen, #teamgreen.

bald-eagle-banker

WEEKLY RATE – Interest Rates Hit 2 Week Lows

WEEKLY RATE – Interest Rates Hit 2 Week Lows

Interest rates improved moderately last week and had a great day on Monday.

The Mortgage Backed Security (MBS) market closed last week trading up + 10 bps.  The FED did not raise the Federal Funds rate.  That being said a FED member did say they may raise rates at their March meeting.  In the US Non Farm Payroll report, the job creation numbers were good but wages were not. 

On Monday, rates hit 2 week lows with the MBS market trading way up , + 35 bps on the day.

Rates are still trading in a narrow channel and have remained that way for a month plus.  I expect that to continue.

I do not see rates dropping without something significant happening in the market.  I expect rates to stay in the same area until the FED raises rates again.  Then I expect rates to rise.

For a free email mortgage quote, please answer questions at bottom of email or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates.  Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:       4.125% – .8 points (4.29% APR),       4.375% – 0 points (4.4% APR)

20 year fixed:       3.875% – .94 points (4.08% APR),     4.125% – 0 points (4.17% APR)

15 year fixed:        3.375% –  .73 points (3.52% APR),        3.625% – 0 points (3.66% APR)

10 year fixed:        3.25% – .59 points (3.36% APR),      3.5% – 0 points (3.52% APR)

5/1 ARM:        3.125% – .84 points (3.29% APR),      3.5% – 0 points (3.55% APR)

7/1 ARM:       3.25% – .92 points (3.4% APR),     3.625% – 0 points (3.7% APR)

30 year fixed FHA:        3.75% – .54 points (4.55% APR),      3.875% – 0 points (4.57% APR)

15 year fixed FHA:        3.375% – .99 points (3.87% APR),      3.75% – 0 points (4.05% APR)

30 year fixed VA:        3.75% – .79 points (3.91% APR),     4.0% – 0 points (4.03% APR)

todays-interest-rates-february-6th-2016

Today’s Mortgage Interest Rates.  Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia.  Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans.  Arizona refinance, California refinance, Colorado refinance.  Scottsdale, Arizona Mortgage Banker in McCormick Ranch.  McCormick Ranch Loan Officer.  Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100%  Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages.  February 7th 2017 30 year fixed rates, February 8th 2017 30 year fixed rates, February 9th 2017 30 year fixed rates, February 10th 2017 30 year fixed rates, February 11th 2017 30 year fixed rates, February 12th 2017 30 year fixed rates, February 13th 2017 30 year fixed rates.

Weekly Rate – Interest Rates Hit 2 Week Lows

Happy Phoenix Open – Team Green

Happy Phoenix Open – Team Green. #betherethursdayandfridayhitmeup, #reggiegreen, #teamgreen, #returnofjerrypurple, #phoenixopen.

phoenix-open-ad

WEEKLY RATE – Interest Rates Go Down Amid Choppy Week

WEEKLY RATE – Interest Rates Go Down Amid Choppy Week

Rates were very choppy last week.

Interest rates saw some great improvement on Monday.  Then they went up a lot on Tuesday and Wednesday.  Then back down slowly Thursday through Tuesday of this week.

As the dust cleared, rate pricing improved slightly with volatility likely to continue. 

There are a couple of events to round out the week that could have a big impact on rates.  The FED will make an interest rate decision on Wednesday.  Most market watchers don’t expect the FED to raise the Federal Funds Rate at this meeting.  

On Friday, the US Non Farm Payroll and Unemployment percentage numbers will be released along with possible revisions to earlier estimates.  This is usually one of the most significant reports in shaping rate pricing for the coming month. 

For a free email mortgage quote, please answer questions on the right or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates.  Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:       4.125% – .8 points (4.29% APR),       4.375% – 0 points (4.4% APR)

20 year fixed:       4.0% – .4 points (4.08% APR),     4.125% – 0 points (4.16% APR)

15 year fixed:        3.375% –  .85 points (3.55% APR),        3.625% – 0 points (3.66% APR)

10 year fixed:        3.25% – .77 points (3.38% APR),      3.625% – 0 points (3.67% APR)

5/1 ARM:        3.125% – .99 points (3.31% APR),      3.625% – 0 points (3.67% APR)

7/1 ARM:       3.375% – .77 points (3.51% APR),     3.75% – 0 points (3.79% APR)

30 year fixed FHA:        3.75% – .61 points (4.57% APR),      3.875% – 0 points (4.57% APR)

15 year fixed FHA:        3.5% – .74 points (3.65% APR),      3.75% – 0 points (3.78% APR)

30 year fixed VA:        3.75% – .86 points (3.92% APR),     4.0% – 0 points (4.05% APR)

todays-interest-rates-january-31st-2017

Today’s Mortgage Interest Rates.  Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia.  Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans.  Arizona refinance, California refinance, Colorado refinance.  Scottsdale, Arizona Mortgage Banker in McCormick Ranch.  McCormick Ranch Loan Officer.  Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100%  Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages.  January 31st 2017 30 year fixed rates, February 1st 2017 30 year fixed rates, February 2nd 2017 30 year fixed rates, February 3rd 2017 30 year fixed rates, February 4th 2017 30 year fixed rates, February 5th 2017 30 year fixed rates, February 6th 2017 30 year fixed rates.

Weekly Rate – Rates Go Down Amid Choppy Week

Meet Scottsdale’s Most Lovable Lenders

Happy Wednesday – Team Green. #scottsdalesmostlovablelenders, #stillhavemyluckycarebear, #screwnoheart, #teamgreen, #reggiegreen, #nathanieldillard.

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WEEKLY RATE – Rates Improve Slightly

WEEKLY RATE – Rates Improve Slightly

Interest rate pricing improved slightly last week and so far this week.  Overall, pricing is about .25 point lower on costs at each rate.

The Mortgage Backed Security Market (MBS) traded much higher on Thursday (+53 bps), but the market took a hit on Friday when the December US Non Farm Payroll report was released.  Although job creation didn’t meet expectations (this typically helps rates), the November job creation numbers were revised higher and the MBS market traded down -27 bps.

On the week, the MBS market closed up + 12 bps and closed this Monday up + 6 bps.  (good for rates)

So we did see some modest rate pricing improvement.  Long Term outlook is still that rates will slowly move higher.

For a free email mortgage quote, please answer questions on the right or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates.  Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:       4.125% – .5 points (4.22% APR),       4.25% – 0 points (4.29% APR)

20 year fixed:       3.875% – .39 points (3.95% APR),     4.0% – 0 points (4.03% APR)

15 year fixed:        3.375% –  .69 points (3.51% APR),        3.625% – 0 points (3.67% APR)

10 year fixed:        3.125% – 1 point (3.32% APR),      3.375% – 0 points (3.4% APR)

5/1 ARM:        3.25% – .82 points (3.41% APR),      3.625% – 0 points (3.67% APR)

7/1 ARM:       3.375% – .26 points (3.43% APR),     3.75% – 0 points (3.8% APR)

30 year fixed FHA:        3.75% – .26 points (4.5% APR),      3.875% – 0 points (4.57% APR)

15 year fixed FHA:        3.375% – .93 points (3.86% APR),      3.625% – 0 points (3.92% APR)

30 year fixed VA:        3.75% – .51 points (3.85% APR),     3.875% – 0 points (3.9% APR)

todays-interest-rates-january-9th-2017

Today’s Mortgage Interest Rates.  Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia.  Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans.  Arizona refinance, California refinance, Colorado refinance.  Scottsdale, Arizona Mortgage Banker in McCormick Ranch.  McCormick Ranch Loan Officer.  Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100%  Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages.  January 9th 2016 30 year fixed rates, January 10th 2016 30 year fixed rates, January 11th 2016 30 year fixed rates, January 12th 30 year fixed rates, January 13th 2016 30 year fixed rates, January 14th 2016 30 year fixed rates, January 15th 2016 30 year fixed rates.

WEEKLY RATE – Rates Improve Slightly

2016 Final Numbers – Reggie Green and Team Green.

2016 Final Numbers – Reggie Green and Team Green.

Really proud of our numbers this year. Thanks to all our customers, referral partners, title/appraisal/insurance/advertising partners, and families for supporting us. If you are looking for a home loan or need a lending partner you can trust – We would love to work for you!! #grateful, #hardworkpaysoff, #teamgreen, #reggiegreen.

2016-funding-figures

WEEKLY RATE – Rates Improve Before the New Year, Likely to Move Back Up

WEEKLY RATE – Rates Improve Before the New Year, Likely to Move Back Up

Finally, mortgages got some good news with interest rates improving some in the week before New Year’s. 

The Mortgage Backed Security (MBS) market improved 3 of the 4 days and ended the week trading up + 91 bps.  Unfortunately, this is probably a short term improvement as traders strategically parked their investments in safer bonds with the lack of trading in the last week before New Year’s. 

Lock them in as I expect rates to continue to rise in 2017.

For a free email mortgage quote, please answer questions on the right or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates.  Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:       4.125% – .78 points (4.28% APR),       4.25% – 0 points (4.3% APR)

20 year fixed:       3.875% – .66 points (4.0% APR),     4.0% – 0 points (4.05% APR)

15 year fixed:        3.375% –  .95 points (3.52% APR),        3.625% – 0 points (3.68% APR)

10 year fixed:        3.25% – .78 points (3.41% APR),      3.5% – 0 points (3.54% APR)

5/1 ARM:        3.25% – .99 points (3.45% APR),      3.75% – 0 points (3.8% APR)

7/1 ARM:       3.5% – .92 points (3.69% APR),     3.875% – 0 points (3.9% APR)

30 year fixed FHA:        3.75% – .28 points (4.5% APR),      3.875% – 0 points (4.57% APR)

15 year fixed FHA:        3.5% – .65 points (3.93% APR),      3.75% – 0 points (4.05% APR)

30 year fixed VA:        3.75% – .53 points (3.85% APR),     3.875% – 0 points (3.9% APR)

todays-interest-rates-january-2nd-2017

Today’s Mortgage Interest Rates.  Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia.  Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans.  Arizona refinance, California refinance, Colorado refinance.  Scottsdale, Arizona Mortgage Banker in McCormick Ranch.  McCormick Ranch Loan Officer.  Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100%  Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages.  January 2nd 2016 30 year fixed rates, January 3rd 2016 30 year fixed rates, January 4th 2016 30 year fixed rates, January 5th 30 year fixed rates, January 6th 2016 30 year fixed rates, January 7th 2016 30 year fixed rates, January 8th 2016 30 year fixed rates.

WEEKLY RATE – Rates Improve Before the New Year, Likely to Move Back Up

Treat Yourself, Don’t Cheat Yourself

Treat Yourself, Don’t Cheat Yourself. #teamgreen, #reggiegreen, #superlender.

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WEEKLY RATE – Interest Rates Choppy Before FED Interest Rate Decision

WEEKLY RATE – Interest Rates Choppy Before FED Interest Rate Decision

Mortgage rates swung up and down last week on a daily basis but at the end of the week, rates ended very similarly to where they started.

The Mortgage Backed Security (MBS) market traded up + 9 bps last week and is currently trading up + 24 bps this week.

On Thursday, the European Central Bank is issuing their policy statement.  If they issue a large extension to their bond purchasing program, we could see some rate improvement.

Next week on 12/14 the FED will issue their interest rate decision.  Will likely be some volatility before and after decision.

My interest rate outlook remains the same – I expect interest rate pricing to slowly rise.  I do not recommend waiting on the sidelines especially for a refinance.  I had many people do that in October and are now are upset with rate pricing .5% higher.  Rates are moving up and I would lock in if you want to do a loan.   

For a free email mortgage quote, please answer questions on the right or go to:

WWW.FREEMORTGAGEQUOTE.BIZ

Below are today’s interest rates.  Have a great week!!

TODAY’S INTEREST RATES:

30 year fixed:       3.99% – .99 points (4.19% APR),       4.25% – 0 points (4.28% APR)

20 year fixed:       3.875% – .92 points (4.06% APR),     4.125% – 0 points (4.16% APR)

15 year fixed:        3.25% –  .99 points (3.44% APR),        3.5% – 0 points (3.53% APR)

10 year fixed:        3.25% – .5 points (3.35% APR),      3.5% – 0 points (3.55% APR)

5/1 ARM:        3.5% – .83 points (3.7% APR),      4.0% – 0 points (4.1% APR)

7/1 ARM:       3.625% – .94 points (3.81% APR),     4.0% – 0 points (4.12% APR)

30 year fixed FHA:        3.75% – 0 points (4.55% APR)

15 year fixed FHA:        3.375% – .86 points (3.84% APR),      3.625% – 0 points (3.92% APR)

30 year fixed VA:        3.75% – .30 points (3.81% APR),     3.875% – 0 points (3.9% APR)

todays-interest-rates-december-5th-2016

Today’s Mortgage Interest Rates.  Current Mortgage Interest Rates and APRs for refinancing and purchasing in Arizona, California, Colorado, Washington, and Virginia.  Arizona Home Loans, California Home Loans, Colorado Home Loans, Washington Home loans, Virginia Home Loans.  Arizona refinance, California refinance, Colorado refinance.  Scottsdale, Arizona Mortgage Banker in McCormick Ranch.  McCormick Ranch Loan Officer.  Mortgage Rate Sheets for fixed mortgages, ARM mortgages, Variable Mortgages, Interest Only Mortgages, HARP mortgages, HARP 2.0 mortgages, HARP 3.0 mortgages, DU Refi Plus Mortgages, Freddie Mac Open Access Mortgages, Fannie Mae Home Path Mortgage, Freddie Mac Foreclosure Relief Mortgage, VA mortgages, VA Interest Rate Reduction Loans, FHA mortgages, FHA streamline refinance mortgages, Conforming mortgages, Conventional Mortgages, 100%  Financing Mortgage, High Balance Mortgages, Fannie Mae mortgages, Freddie Mac Mortgages, No appraisal refinance, 0 point mortgages, 0 closing cost mortgages, paying a point mortgages, Refinance mortgages, purchase mortgages, and Jumbo Mortgages.  December 7th 2016 30 year fixed rates, December 8th 2016 30 year fixed rates, December 9th 2016 30 year fixed rates, December 10th 30 year fixed rates, December 11th 2016 30 year fixed rates, December 12th 2016 30 year fixed rates, December 13th 2016 30 year fixed rates.

WEEKLY RATE – Interest Rates Choppy Before FED Interest Rate Decision

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